- You must complete a Free Application for Federal Student
- If you have a Bachelor’s Degree or higher, you are NOT eligible for ANY financial aid, except the Student Access Loan – Technical (SALT).
- The Department of Education now has a Lifetime Eligibility Limited on Pell Grant Students can receive up to a maximum of 600% Lifetime Eligibility Used (LEU) for Pell Grant (6 years/12 semesters). If you want to know what your LEU is, you can go to www.nslds.ed.gov. More information about Pell LEU can be found on our website.
- If you withdraw from courses you may be required to repay a portion of your financial aid back to the college. Please contact our office before you withdraw from courses.
All Financial Aid recipients: If you have been awarded Financial Aid you must go to the financial aid website http://www.sctech.edu/admissions/finaid.php for all other important financial aid information regarding financial aid requirements, policies and procedures. Recipients will be responsible for understanding all pertinent information on the site. SCTC Student Handbook.
Pell Grant recipients: The Pell Award listed above is based on full-time enrollment. According to federal guidelines, full-time enrollment is twelve (12) or more credit hours. Most certificate programs are not eligible for Pell. If you are not enrolled full-time, your Pell Grant will be reduced according to federal regulations.
HOPE Scholarship and HOPE Grant recipients: HOPE funds will ONLY pay $65.00 per credit hour. HOPE DOES NOT PAY ALL TUITION. HOPE Regulations may be reviewed at the following website:www.gafutures.org. Students should be aware that the number of hours that HOPE Grant and HOPE Scholarship will pay are limited and all students are responsible to know and understand where he or she stands as it relates to these limits. Students should be aware that HOPE Scholarship awards require a 3.0 GPA at the 30 and 60 hour checkpoint. The HOPE Grant award requires a 2.0 GPA at the 30 and 60 hour checkpoint. The Zell Miller Grant requires a 3.5 GPA at all times.
Financial Aid Satisfactory Academic Progress (SAP) Policies
The U.S. Department of Education requires institutions of higher learning to establish standards of satisfactory academic progress for students receiving financial aid. Students must declare a major and be working toward the completion of that major in order to receive financial aid. Failure to maintain Satisfactory Academic Progress (SAP) will result in the loss of federal (Pell) and state (HOPE) grants and scholarships after the warning semester.
In order to receive aid, a student must be making SAP regardless of whether he or she has previously received aid.
NOTE: New students and/or transfer students are considered to be making Satisfactory Academic Progress (SAP).
SAP includes three components:
- GPA (Cumulative): Students must maintain a cumulative Grade Point Average (GPA) of 2.0. The GPA is computed by the Registrar’s office on a scale of 4.0. The GPA is cumulative (includes entire Academic history). Students must have a minimum GPA of 2.0 when they transfer programs in order to receive financial aid for the new program.
- Quantitative Hours Completed (Cumulative): The financial aid recipient must have passed at least 65% of all hours Grades of A, B, C, D or any derivative of these letters are “satisfactory” for financial aid purposes. Students who do not complete the required minimum hours or whose GPA drops below the minimum requirement in a given semester are not considered to be maintaining SAP and are placed on Warning. Financial aid funds will be disbursed during the following semester of enrollment on a warning basis. If the student fails to make SAP after receiving aid while on their warning, the student’s financial aid will be suspended starting the next semester, until they meet all elements of the institutional SAP policy.
- Time Frame: A student may receive financial aid for 150% of the number of semester hours required to earn their degree, diploma, or certificate. For example, if a student is enrolled in a diploma program that takes 100 semester hours to complete, that student may receive financial aid (if eligible) for 150 semester hours before financial aid is
Financial Aid Warning
Students falling below the SAP guidelines for the first time will be put on Financial Aid Warning. Financial Aid Warning is a warning period only and the student is still eligible for aid. The student will then have one (1) semester in which to meet SAP standards before being placed on Financial Aid Suspension.
Due to the cost and length of the Commercial Truck and Commercial Straight Truck Driving Programs, students in these programs will have one (1) financial aid warning semester. If the student does not make SAP for whatever reason, he/she will be placed on Financial Aid Suspension for both truck driving programs. The student is eligible to appeal the suspension of financial aid by completing the Satisfactory Academic Progress Appeal with supporting documentation of an extenuating circumstance. Withdrawing during your financial aid appeal approved semester will change your status to Financial Aid Suspension.
Financial Aid Suspension
Students who are on Financial Aid Warning and continue to fail are placed on Financial Aid Suspension. Students who are on Suspension are NOT eligible for Financial Aid. Students have the right to appeal their first suspension.
Right of Appeal by Students Placed on Financial Aid Suspension
Financial aid recipients who have failed to meet SAP and who have been placed on Financial Aid Suspension may appeal in writing to the Financial Aid Appeals Committee, which reviews appeals on a weekly basis. Appeals must be written (complete a Satisfactory Academic Progress Appeal Form, found on our website), specifically addressing the extenuating circumstances and must be submitted to the Office of Financial Aid within fourteen (14) days of the semester in which they are on suspension, if currently enrolled. Student may not turn in an appeal if they are on warning. Supporting documentation must be provided or the appeal will be denied. Students who are on Suspension are NOT eligible for financial aid.
If the appeal is approved, financial aid is reinstated changing their SAP status to Probation. Students are then placed on a Satisfactory Academic Progress Plan. During the semester that student is on probation, they must maintain a 2.0 GPA, cannot withdrawal from any classes and can only register for courses that are required for their certificate, diploma or degree. The SAP Plan must be signed and returned to the Office of Financial Aid or a hold will be placed on your account until the plan is received. At the end of the semester your progress will be reviewed to make sure you have met the terms of the appeal. If so you will continue on Financial Aid probation, if not you will be placed on suspension without an option to appeal again. You will be required to pay out of pocket until you are back in Financial Aid Good Standing.
If the appeal is not approved, financial aid is denied. The decision of the Financial Aid Appeals Committee is final. All student, whether denied or approved by the committee will receive written notification of the committee’s decision. The signed plan will be kept on file to review the student’s progress towards making SAP.
Reinstatement of Financial Aid
To be reinstated for financial aid, the student must satisfactorily meet all elements of the institutional SAP policy.
Federal Funded Eligible Programs:
- All SCTC Degree Programs
- All SCTC Diploma Programs
The U.S. Department of Education uses a standard formula to evaluate Pell Grant eligibility by the information a student supplies on the Free Application for Federal Student Aid (FAFSA). This formula produces an EFC (expected family contribution) number, which will determine if the student is eligible for the grant. Applicants must be undergraduate students who have not earned a bachelor’s degree.
Supplemental Educational Opportunity Grant (SEOG)
The Supplemental Educational Opportunity Grant(SEOG) is a federally funded grant awarded to undergraduates with exceptional financial need. This grant is awarded first to those with maximum Pell Grant eligibility based on the file completion date, including providing all requested documentation to the Office of Financial Aid. Funds are extremely limited and there is no guarantee all eligible students will receive the grant.
Work Study Program
The Federal Work-study Program gives students an opportunity for part-time positions. Work-study funds are limited, and the awarding of work-study depends on the availability of funds.
Information on the Southern Crescent Work-Study Program can be found on the Work Study Page.
State Funded Programs:
HOPE – Helping Outstanding Pupils Educationally – is Georgia’s scholarship and grant program that rewards students with financial assistance in degree, diploma, and certificate programs at eligible Georgia public and private colleges and universities, and public technical colleges.