Types of Financial Aid

 

Types of Financial Aid offered at Southern Crescent Technical College:

  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Federal Work Study
  • HOPE Grant
  • HOPE Scholarship
  • HOPE Zell Miller Scholarship
  • HOPE Zell Miller Grant
  • Georgia HOPE GED Voucher
  • Hope Career Grant (formerly known as Georgia’s Strategic Industrial Workforce Development Grant Award)
  • Student Access Loan
  • Move On When Ready
  • Reach Scholarship

More details about our programs are listed below under State Funded Financial Aid Programs and Federal Funded Financial Aid Programs

State Funded Financial Aid Programs

HOPE Grant/Scholarship Program and other State Programs

HOPE Grant

The HOPE Grant is Georgia state tuition assistance program funded by the Lottery for Education to assist eligible students enrolled in a certificate or diploma program. HOPE Grant has a lifetime cap of 63 semester hours which will pay towards a certificate or diploma program. All courses including learning support count towards the 63 semester hour cap. To be eligible for the HOPE Grant, a student must declare Georgia as their legal domicile residence for at least twelve (12) consecutive months immediately prior to the first day of class of the school term for which HOPE Grant payment is sought if they graduated from a Georgia high school – (twenty-four (24) consecutive months if they did not graduate from a Georgia high school), be a U.S. Citizen or a permanent resident alien, and not have any student loan defaults or recent controlled substance convictions. Male students born as of 1/1/1960 or thereafter must have registered with the Selective Service between the ages of 18 and 25 and must provide their Selective Service Number. Students applying for any HOPE funds (Scholarship/Grant) must apply on-line www.fafsa.ed.gov.

  • Student must have 2.0 at 30th semester hour to remain
  • Students who lose eligibility at 30th semester hour can regain eligibility once at 60th semester hour with

2.0 GPA and HOPE will pay for remaining 3 hours.

  • Students with a baccalaureate degree or higher cannot receive HOPE.
  • Learning Support coursework and Dual Enrollment Coursework are excluded from GPA calculation and GPA calculations at the checkpoints will begin with Fall Term grades. Learning Support coursework tuition will continue to be paid by HOPE Grant at the $67.00 per credit hour rate effective Fall 2014.
  • Grant will pay for 63 semester The term that a student meets the cap, Grant will pay only for hours up to the cap. Example: Student has 60 semester hours at the end of fall semester. Student registers for 6 credit hours spring semester. HOPE Grant will only pay for 3 credit hours spring semester.

HOPE Grant Regulations

HOPE Scholarship

The HOPE Scholarship is Georgia state tuition assistance program funded by the Lottery for Education to assist any eligible student accepted into a degree program. Full-time enrollment is not required. The student must be a Georgia resident. The citizenship requirements for the HOPE Scholarship will continue to be set at 12 consecutive months immediately preceding the first day of classes of the school term for which HOPE Scholarship payment is sought if they graduated from a Georgia high school – (twenty-four (24) consecutive months if they did not graduate from a Georgia high school). Students are eligible to receive the HOPE Scholarship until seven years from the date of the student’s high school graduation, home study completion, or successful GED test, if the student meets all other requirements. The expiration of eligibility date will be June 30th of the seventh academic year following the student’s date of high school graduation, home study completion, or successful GED test. The FAFSA must be completed and processed in order to apply for the HOPE Scholarship. Once a student has completed 30 degree level hours, he or she can request a HOPE Scholarship evaluation be completed by the Registrar’s Office. At that time, to qualify, he or she must have a 3.0 GPA or higher. Students may renew the HOPE Scholarship for the sophomore, junior, and senior years by maintaining a 3.0 GPA; reapplying; and maintaining satisfactory academic progress. The HOPE Scholarship program pays $67.00 per credit hour, effective Fall 2014. Beginning Fall Term 2011, learning support coursework will be excluded from attempted hours. However, all learning support coursework previously counted in attempted hours will remain in the attempted hours calculation. Beginning Fall Term 2011, HOPE Scholarship will no longer pay for learning support coursework. Students can lose and regain eligibility once beginning Fall Term 2011. Any previous gains/losses prior to Fall Term 2011 will not apply. Students who lost HOPE Scholarship twice prior to Fall Term 2011 but have regained eligibility may continue to receive HOPE Scholarship. If the student loses HOPE Scholarship after receiving it Fall Term 2011, they will not regain it again. Students who received HOPE Scholarship prior to Summer Term 2011 are eligible to receive HOPE Scholarship until June 30, 2015, regardless of high school graduation date. First time HOPE Scholarship recipients Summer Term 2011 or later are bound by the 7-year rule. For students who have not received a HOPE Scholarship award prior to Summer Term 2011, an expiration date will be set for each student as June 30th of the 7th academic year following his or her high school graduation. For a student who has not received HOPE Scholarship payment prior to Summer term 2011, and meets all other eligibility requirements for HOPE Scholarship, may receive the HOPE Scholarship until seven years after his or her high school graduation date or the graduation date of the student’s high school class if the student withdrew from high school prior to his graduation date, GED test date or Home Study program completion date, whichever occurs first. HOPE Scholarship will pay for 127 semester or 190 quarter hours. The term that a student meets the cap, Scholarship will pay only for hours up to the cap. Example: Student has 124 semester hours at the end of fall semester. Student registers for 6 credit hours spring semester. HOPE Scholarship will only pay for 3 credit hours spring semester. Students with a baccalaureate degree cannot receive HOPE. No book allowance or fees will be paid by HOPE. For complete and current information, please review Georgia’s HOPE Scholarship Program Regulations.

 Zell Miller Scholarship

The Zell Miller Scholarship program is for students who have demonstrated academic achievement and that are seeking a college degree. Generally, to become eligible, a student must graduate from an eligible high school with a 3.70 GPA and a minimum score on the SAT/ACT. For more information, please review the Zell Miller Scholarship Regulations.

Zell Miller Grant

The Zell Miller Grant Program provides grant assistance to residents of Georgia pursuing Certificates or Diplomas at Georgia’s public eligible post-secondary institutions. The Zell Miller Grant Program does not include a high school academic requirement, however, recipients are required to have a minimum post-secondary cumulative grade point average of 3.5 at the end of each term. The purpose of the Zell Miller Grant Program is to encourage Georgians to obtain technical education in order to increase the knowledge and skills of Georgia’s workforce. For more information, please review the Zell Miller Grant Regulations.

The Georgia HOPE GED Voucher

The GED Voucher of $500.00 is awarded to students receiving a GED. This is a one-time only award to be applied to the costs of attending an institution of higher education. The HOPE voucher accompanies the GED Diploma. To receive the $500.00 voucher award, students must be enrolled in a program of study leading to a technical degree, diploma, or certificate. Students receiving a HOPE GED voucher should submit it to the Financial Aid office for processing. In order for the Financial Aid office to process the voucher, students must complete a HOPE Grant application for the current academic year in which they plan to utilize the GED voucher. Students must also meet the Georgia residency requirements, the Selective Service requirement (males only), and not be convicted of a drug-related felony within two semesters of enrollment. For more information, please review the HOPE GED Regulations.

 Move On When Ready

The Move On When Ready (MOWR) Program provides for participation in Dual Credit Enrollment for Eligible High School and Home Study students. These students earn post-secondary credit hours and simultaneously meet their high school graduation or Home Study completion requirements as Dual Credit Enrollment students. State revenues provide funding for this program. The award amount received by eligible students and the total amount of funds appropriated for the program is established each year by the Georgia General Assembly during the prior legislative session and is subject to change during the Award Year. A student must be entering ninth, tenth, eleventh or twelfth grade at an eligible high school. An eligible high school is any private or public secondary educational institution within the State of Georgia and any Home Study program operated pursuant to O.C. G.A. 20-2-690. A student must be admitted and classified as a Dual Credit Enrollment student by an eligible post-secondary institution. A student is eligible for the MOWR Program regardless of the number of credit hours for which he or she is enrolled during a school term. Full-time enrollment is not a requirement. A student must maintain Satisfactory Academic Progress (SAP), as defined and certified by his or her eligible post-secondary institution. The post-secondary credit hours taken as a Dual Credit enrollment student, for which MOWR payment was made, are not counter as Attempted-Hours nor are they included in the Combined Paid- Hours limit for purposes of HOPE Scholarship or Zell Miller Scholarship eligibility. However hours for which a student may have received payment from the Accel Program (through FY2011), are included in the combined paid-hours limit. A student must complete a MOWR Program Application and submit it to his or her legible high school or Home Study program for each school term (semester or quarter) for which he or she participates in the MOWR Program. An authorized high school official or Home Study parent or official will list on the application each eligible high school course that student will be substituting with a post-secondary credit hour course as a dual credit enrollment student. The completed MOWR Program Application must be forwarded by the eligible high school or Home Study program to the eligible post-secondary institution the student will attend. An authorized post-secondary official will list each post-secondary credit hour course(s) the student will take in place of a secondary course. The MOWR Program pays full tuition for an eligible participant, along with a $50 per term, semester or quarter, to apply toward mandatory fees for an eligible MOWR student’s enrollment. Book funds will be paid based on an eligible MOWR student’s enrollment each term up to 15 semester hours at the eligible post-secondary institution. For more information on the MOWR Program, visit www.GAfutures.org.

Reach Scholarship

REACH Georgia is the State of Georgia’s first needs-based mentorship and college scholarship program, launched by Governor Nathan Deal as a key component of the state’s Complete College Georgia Initiative.

REACH (Realizing Educational Achievement Can Happen) Georgia’s mission is to ensure that Georgia’s low income, academically promising students have the academic, social, and financial support needed to graduate from high school, access college, and achieve postsecondary success.

Currently in 69 school systems throughout the state, REACH Georgia’s goal in three years is to be in all 180 Georgia school systems and support more than 3,000 students throughout Georgia, as well as aggressively targeting our foster youth students.

REACH Georgia is administered by the Georgia Student Finance Authority (GSFA), a companion student finance entity of the Georgia Student Finance Commission (GSFC). GSFC is the state agency that administers the HOPE Scholarship and Grant Program as well as other state- and lottery-funded financial aid programs. GSFC also manages the career and college preparation website, GAfutures.org and provides educational services such as free financial aid consultation and FAFSA completion assistance to high schools and postsecondary institutions across the state.

Hope Career Grant (formerly known as Georgia’s Strategic Industries Workforce Development Grant Award)

Beginning with the Fall Semester 2013, SCTC students who are receiving the HOPE Grant may also be eligible for additional financial assistance from Hope Career Grant (formerly known as Georgia’s Strategic Industries Workforce Development Grant (SIWDG)) Award for the following programs: Hope Career Grant Programs Fall 2016 To qualify, a SCTC student must be fully admitted to the college, enrolled in one of the above programs and receiving the HOPE Grant for the same term. The amount of the Hope Career Grant (formerly  SIWDG) Award is a fixed amount for each term of enrollment:

Program of Study Enrolled Hours Award Amounts
Commercial Truck Driving 9 or more (one term only) $1000.00
Hope Career Grant (formerly SIWDG)Programs 9 or more credit hours $ 500.00
Hope Career Grant (formerly SIWDG) Programs 3 – 8 credit hours $ 250.00
Hope Career Grant (formerly SIWDG) Programs 1 – 2 credit hours $ 125.00
  • Eligibility for the Hope Career Grant (formerly SIWDG) Award for the Commercial Truck Driving program is for one term
  • The HOPE GED Grant, HOPE Grant, and Hope Career Grant (formerly SIWDG) Award can be awarded in the same term, if all other eligibility requirements are met up to cost of
  • High school students in dual enrollment programs are not eligible for the Hope Career Grant (formerly SIWDG)

Click here for more information.

Federal Funded Financial Aid Programs

Federal Funded Programs

Federal Pell Grant

Federal Pell Grants are awarded to students on the basis of financial need and do not have to be repaid. These grants are considered the foundation of federal financial aid, to which aid from other federal and non-federal sources might be added. A Federal Pell Grant, unlike a loan, does not have to be repaid. Generally, Pell Grants are only awarded to undergraduate students who have not yet earned a bachelor’s or graduate degree. (In some cases, however, a student enrolled in a post-baccalaureate teacher certification program might receive a Pell Grant.) Federal Pell Grants are awarded to students who do not have a four-year degree and are enrolled in a diploma or degree program of study. There are only two (2) certificate programs eligible for the Pell Grant, Health Care Assistant and Health Care Science. The amount a student receives is determined by the federal processors. Full-time enrollment for purposes of Pell is based on 12 semester hours for a degree or diploma program. Students must complete the Free Application for Federal Student Aid (FAFSA) to determine eligibility. It takes approximately six to eight weeks to receive the results of this application. Students should be prepared to pay their first semester fees if sufficient time is not allowed for the necessary processing. All Pell awards will expire during each summer semester. Students must reapply for Pell prior to end of summer semester for uninterrupted Pell aid for the following award year.

  • Learning Support and Special Admit students are not eligible for federal financial aid
  • Students who withdraw from the college prior to completing 60% of the semester will have their Pell award reduced.

How do I qualify? The U.S. Department of Education uses a standard formula to evaluate the financial information you provide when you apply. You apply with the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. The formula produces an Expected Family Contribution (EFC) number that is based on your family’s financial situation — your Student Aid Report (SAR) contains this number. This number will determine if you’re eligible for a Pell Grant and how much you can receive. How much money can I get? Pell Grant amounts depend on program funding and can change every year. The amount of other student aid you might qualify for does not affect your Pell Grant amount. You may not receive Pell Grant funds from more than one college at a time. The maximum Pell Grant for the 2015- 2016 award year is $5,775. The amount of your Pell Grant award will depend on the following:

  • your EFC
  • your cost of attending school
  • your student status (full-time or part-time)
  • your program’s length of study (a full academic year or less)

The amount of any other student aid you might qualify for does not affect your Pell Grant amount. Students with a parent or guardian who died as a result of military service in Iraq or Afghanistan after September 11, 2001, will receive the full amount. These students must be under 24 years old and at least part-time students at the time of the death. The application makes special allowance for students (or parents) who have recently lost their jobs. If they indicate this on the form, an award may be given to them even if they would not have qualified based on their 2010 financial information. Beginning with the 2011-12 award year, you may receive only one Pell Grant award during a single award year. You must be enrolled in an eligible program that leads to an associate or bachelor’s degree or certificate. Are there any limits to Pell? Yes. Pell Lifetime Eligibility Limit (LEU). Public Law 112-74 amended HEA section 401(c)(5) to reduce the duration of a student’s eligibility to receive a Federal Pell Grant from 18 semesters (or its equivalent) to 12 semesters (or its equivalent). This provision applies to all Federal Pell Grant eligible students effective with the 2012-13 award year. The calculation of the duration of a student’s eligibility will include all years of the student’s receipt of Federal Pell Grant funding. This change in the duration of students’ Federal Pell Grant eligibility is not limited only to students who received their first Federal Pell Grant on or after the 2008-2009 award year, as the HEA previously provided when the duration of eligibility was 18 semesters.

  • LEU greater than 450% but less than or equal to 500% – These students likely will have full eligibility for 100% of their Pell Grant scheduled award, unless a later disbursement moves their LEU to greater than 500%.
  • LEU greater than 500% but less than 600% – These students will not have full eligibility for a Pell Grant, but likely will have eligibility for a portion of that scheduled
  • LEU 600% or higher – These students will have no Pell Grant eligibility for the award

If I am eligible, how will I get the Pell Grant money? Your school may credit the Pell Grant funds to your school account, pay you directly (usually by check) or combine these methods. The school must tell you in writing how and when you’ll be paid, and how much your award will be. Schools must pay you at least once per term (semester, trimester or quarter). Schools that do not use formally defined, traditional academic terms must pay you at least twice per academic year. Can I receive a Federal Pell Grant if I am enrolled less than half time? Yes, if you are otherwise eligible. You won’t receive as much as if you were enrolled full time, but your school must disburse your Pell Grant funds in accordance with your enrollment status.

Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant (FSEOG) program is for undergraduates with exceptional financial need. Pell Grant recipients with the lowest expected family contributions (EFCs) will be considered first for a FSEOG. Just like Pell Grants, the FSEOG does not have to be repaid. Not all students will be awarded this fund as FSEOG funds are limited. Students apply for FSEOG through the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. How can I get more information? For more information on Student Financial Assistance Programs, contact the Federal Student Aid Information Center: Internet: http://studentaid.ed.gov Phone: 1-800-4-FED-AID (1-800-433-3243) TTY: 1-800-730-8913

Are there scholarships available?

For Foundation Scholarship Opportunities and Applications check out the Foundation Scholarships page.

Students who have a 2.5 GPA or higher and are enrolled for the term can apply.

Additional Resources:

Workforce Innovation and Opportunity Act (WIOA) WIOA assists unemployed or underemployed individuals with re-entry into the workforce. WIOA funding is available for eligible students to assist with the costs of:

  • Tuition
  • Fees
  • Books
  • Uniforms
  • Medical related costs
  • Required equipment/supplies
  • Supportive Services for transportation & childcare

Students seeking WIOA funded training services:

  • Must be currently enrolled at SCTC and be accepted into their specific program
  • Must not be a provisional student (WIOA does not cover learning support classes)
  • Must be in good standing and have at least a 2.0 GPA

Students interested in WIOA services should contact a WIOA Coordinator:

  • Lynn Tyler – 770-229-3377; Griffin Campus, Building 200 Financial Aid Room A
  • Shermesa Saffold – 706-646-6332; Flint River Campus, Building A Room 417

Special Population Services Special Populations Services are available to support and serve students who are from economically disadvantaged families, including foster children, preparing for non-traditional fields, limited English proficient, single parents, including single pregnant women, displaced homemakers, or disabled individual. Contact Information

  • Toni Doaty, Assistant Director Special Services, Griffin Campus, 770-228-7382
  • Mary Jackson, Special Services Coordinator, Flint River Campus, 706-646-6224

Special Population Resources